Eddie
Humphreys
Independent
Financial
Advisor
Thinking about transferring your pension?
There can be a range of reasons why you might wish to transfer your pension such as keeping all your pensions together so it’s easier to manage or lower the fees you’re paying, either way transferring a pension could have an enormous implication if it’s not handled correctly.
Not all pension schemes are the same, some pension schemes have restrictions on how you access them in favour of providing a lifetime guaranteeing income – what I aim to do during your free no obligation consultation is to discuss your goals, understand your current pension schemes, your situation and future plans.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
The value of units can fall as well as rise, and you may not get back all of your original investment.
Claim Your Free No Obligation Consultation
I provide free consultations either face-to-face or via Zoom, at a time that convenient for you.
Step 1
Complete the form below.
Step 2
We’ll call you back to arrange a date for your consultation.
Step 3
During the consultation we’ll discuss your current situation and goals.
Step 4
We’ll review what options and opportunities are available and we’ll create a plan to hit your goals.
How much does it cost?
Consultations are completely free – there are some fees, which are explained below should you choose to proceed with our services.
As part of Bolton James Limited we only charge our clients a maximum of 4% of of the cash value of our clients fund.
There is an optional ongoing and annual review service available which is charged at a maximum of 1% of the cash value of your fund per annum.
Inheritance tax planning
Please note, Inheritance tax planning (IHT) is not regulated by the Financial Conduct Authority.
About Me
My goal is to help people fully understand the options they have available to them when making financial decisions like pension transfers, retirement planning, and investments. With every client I deal with I’m always fully transparent with the options available to them, all my recommendations are honest and independent and I work hard to help my clients achieve their goals.
Why should you claim your free consultation with me? Before setting up as an Independent Financial Advisor with Bolton James Limited, I spent over 10 years working in financial claims against Pension, Investment, SIPP, and Mortgage Providers, helping clients recover their money. I’ve seen firsthand the impact bad advice can have on a client.
Main office address: Prinicpal House, 137 Church Street, Horwich, BL6 7BR.
The information contained in this website is aimed at UK residents only.
Bolton James Limited is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Bolton James Limited – FCA Firm Registration No. 763914. Registered in England & Wales – Company no. 09338677. Registered Office: Principal House, 137 Church Street, Horwich, BL6 7BR. “Bolton James”, “Bolton James Financial Services” and “Bolton James Independent Financial Advice” are trading names of Bolton James Limited.
YOUR ADVISER IS INDEPENDENT and will act on your behalf in advising you. Because your adviser is independent, he or she is not restricted to a limited panel of products and providers and can instead advise you across the whole of market.
Please note that telephone calls may be recorded for regulatory and legal purposes.
Approved by In Partnership FRN 192638 05/02/2024